| Get Exclusive Benefits With Your Own Zephyr Thomas Credit Card! Zephyr Thomas offers you a financing plan thats easy and more affordable to help you achieve your home improvement project goals. You're not just building. You're building value. |
| Your project is an investment in your most important asset, your home. Your home improvement-whether it's a room addition, new windows, or a roof and siding-will add beauty and value to your home. Whatever your budget, We at Zephyr Thomas along with Wells Fargo, have an option for you. Get 12 Months No Interest! with minimum monthly payments* Please View The Wells Fargo Website For Additional Information. Wells Fargo (X) Months No Interest with Equal Payments. The Home Projects Visa card issued by Wells Fargo Financial National Bank is a dual-line credit card. Special terms apply to purchases charged with approved credit at participating merchants. The minimum monthly payment will be the amount that will pay for the purchase in full in equal payments during the promotional period. There will be no interest charged during the promotional period. If you make a late payment during the promotional period or if a balance remains after the promotional period, the regular APR will apply to the remaining balance. Check with your sales consultant for a current APR. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. If you use the card for cash advances, the cash advance fee is 4% of the amount of the cash advance, but not less than $10.00. Check with your sales consultant for a date of expiration. |

| 1340 Harrisburg Pike Lancaster, PA 17603 phone: (717)399-4708 fax: (717)399-4785 customerservice@zephyrthomas.com |

